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Joint Base Andrews: rent or buy? (2026)
E-5 with dependents: $3,132/mo BAH.
- Typical 3BR rent: $2,835 (HUD FY2026). You keep about $297/mo.
- Typical home: $421,250 in Prince George's County MD (Zillow, Sept 2026).
- VA loan, $0 down: about $3,548/mo with tax and insurance (est.).
- O-3 with dependents: $4,020/mo BAH.
Your plan for Andrews
2026 BAH at Joint Base Andrews
Military Housing Area DC053: Washington, DC Metro Area. Duty ZIP 20762. Monthly rates from DTMO, effective Jan 1, 2026. Confirm your ZIP on the DTMO lookup.
| Grade | With dependents | Without |
|---|---|---|
| E-1 | $3,096 | $2,409 |
| E-2 | $3,096 | $2,409 |
| E-3 | $3,096 | $2,409 |
| E-4 | $3,096 | $2,409 |
| E-5 | $3,132 | $2,832 |
| E-6 | $3,759 | $3,057 |
| E-7 | $3,855 | $3,099 |
| E-8 | $3,957 | $3,261 |
| E-9 | $4,128 | $3,447 |
| W-1 | $3,780 | $3,096 |
| W-2 | $3,894 | $3,258 |
| W-3 | $4,023 | $3,471 |
| W-4 | $4,167 | $3,777 |
| W-5 | $4,350 | $3,876 |
| O-1E | $3,870 | $3,129 |
| O-2E | $4,002 | $3,405 |
| O-3E | $4,197 | $3,753 |
| O-1 | $3,213 | $3,054 |
| O-2 | $3,753 | $3,126 |
| O-3 | $4,020 | $3,531 |
| O-4 | $4,410 | $3,855 |
| O-5 | $4,692 | $3,909 |
| O-6 | $4,731 | $3,999 |
| O-7+ | $4,770 | $4,071 |
Rent near Andrews
| Size | HUD FY2026 Fair Market Rent |
|---|---|
| Studio | $1,953 |
| 1 bedroom | $2,015 |
| 2 bedrooms | $2,246 |
| 3 bedrooms | $2,835 |
| 4 bedrooms | $3,332 |
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area (Prince George's County MD). 40th-percentile rent including utilities. Zillow ZORI (all sizes, Sept 2026): $1,957.
Buying with a VA loan
- Typical home value
- $421,250 (Zillow ZHVI, Prince George's County MD, Sept 2026)
- Loan, $0 down
- $430,307 incl. 2.15% funding fee (first use)
- Principal + interest
- $2,979/mo at 7.4% (Freddie Mac avg, 2026-10-15)
- Property tax (est.)
- $393/mo (1.12% of value, Census ACS)
- Insurance (placeholder)
- $176/mo
- Total (est.)
- $3,548/mo
- 2026 loan limit
- $1,249,125 (only matters with partial entitlement)
All numbers are estimates for planning. BAH: DTMO 2026. Rent: HUD FY2026 FMR. Home value: Zillow ZHVI, Sept 2026. Rate: Freddie Mac 7.4% (2026-10-15). Tax: Census ACS county median. Insurance: our placeholder (0.5% of value, min $1,200/yr), not a quote.
FAQ
What is the 2026 BAH at Joint Base Andrews?
For an E-5 with dependents it's $3,132 a month; without dependents $2,832. O-3 with dependents: $4,020. Military Housing Area DC053 (Washington, DC Metro Area). Source: DTMO 2026 rates.
How much is rent near Joint Base Andrews?
HUD's FY2026 Fair Market Rent for Prince George's County MD: $2,246 for 2 bedrooms, $2,835 for 3 bedrooms, including utilities. Zillow's typical observed rent (all sizes) was $1,957 in Sept 2026.
Should I buy a house at Joint Base Andrews?
It depends on how long you'll stay and whether you'd keep it as a rental. Run the planner above with your rank and plans.
What's the VA loan limit near Joint Base Andrews?
With full entitlement there's no VA loan limit. With partial entitlement, VA uses the 2026 FHFA one-unit limit for Prince George's County MD: $1,249,125.